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A Web 3.0 DeFi Credit Ecosystem for Borrowing & Lending for Education

Gyaan is a Web3.0 solution for both undercollateralized & collateralized lending for masses, bringing values of digital assets and tokenized assets on blockchain using on-chain & off-chain data.
A truly digital solution for more than 2.5 BILLION people who are do not have credit score and financial history.

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Why Gyaan

Gyaan has 3 elements of Web 3.0, Digital Identity, DeFi and DAO.

It is estimated that nearly 2.5 Billion people in the world do not have credit score & financial history, more than 50% people around the world need financial support for higher education.Banks and Fintechs reject more than 70% educational loan applications.

Gyaan on a mission to change it forever and building a unique platform which will use cutting-edge Digital Identity Solutions, Blockchain & Artificial Intelligence to create an alternate DeFi Universal credit score as “Gyaan Passport”, which will help those who are either unbanked or with them poor/no credit history to borrow loans on the Blockchain. Specially students and young graduates who do not have any financial history and would like to borrow for further educational needs .Gyaan platform gives them an opportunity to directly connect with prospective lenders and borrow for education and various other needs during the educational journey.

Gyaan uses DeFi protocols to settle transactions between the borrower and lenders using smart contracts. On Gyaan both undercollateralized & collateralized loans will be processed using Gyaan Passport.
Lenders can lend USDC, USDT, DAI and other reputed stable currencies to the borrowers. Apart from BTC, ETH, NFT’s borrowers can borrow against RWA Tokens includes Gold, Bond and Stocks.

Ecosystem

Gyaan Network

Gyaan Network provides an infrastructure and architecture for the products and tools offered in the ecosystem which includes Gyaan PassportTM, Gyaan VisaTM & GyaanSoulTM(SoulBound Token). It also includes extensive information about the Educational Institutions, courses offered around the world.

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Gyaan Protocol

Gyaan Protocol is a Smart DeFi protocol which performs all the DeFi functions, analyzing the rate and to facilitate smooth transactions between the borrower and the lender. It also uses Artificial Intelligence analyzes the needs of each individual borrowers and customizes interest rates, loan amount etc according to their needs.

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GyaanDAO

GyaanDAO is a group of knowledgeable members who own GYDAO Tokens. They keep an eye on and oversee the Gyaan ecology. It’s crucial for an ecosystem to have an open and transparent perspective of its roadmap and a clear list of deliverables, particularly in the developing crypto space where projects need wise leadership and accountable entities. GyaanDAO serves as such an active decision-making body.

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Ecosystem
Gyaan Defi Protocol

Gyaan Loans

  • Borrow and Lend for all educational activities
  • Create an alternative Web3.0 DeFi Universal Credit Score.
  • Borrow irrespective of  income or whether with poor or no credit score
    using
  • Borrow from anyone around the world or lend to anyone on the planet.
  • Borrower can re-finance & borrow multiple times.
  • Borrow or Lend on your own terms.
  • Loans for every educational needs, includes vocational & short-term courses and even for sports other extra-circular activities.
Gyaan Defi Protocol
Gyaan Pad

GyaanPay

GyaanPay, a simple easy-to-use, P2P, secured solution to send, receive and make day to day payments with ease specially designed for students, parents and their guardians.

Gyaan Pad
Gyaan Passport

Gyaan Nodes

Gyaan Nodes are mixed of Authority Nodes and Light Node (Simplified Payment Verification nodes (SPV nodes) are another name for these nodes) are transactional nodes deployed on various networks to facilitate the loan transactions. Gyaan Nodes will continuously monitor and maintain the latest lending record and consistently verify and approve new lending transactions.

Gyaan Passport
Gyaan DEX

Gyaan BAAS

Documents Certified by Blockchains

Future-proof your signing process with a privacy-first solution.A solution with highest data security standards a solution on the market that guarantees complete document confidentiality. Thanks to the zero-document-knowledge approach, neither us nor its partners have access to uploaded documents. Secure proof of identity via tamper-proof online ID verification with face scan.
List of all features included in the BAAS product.

Gyaan DEX
Simply Gyaan

SimplyGyaan

Learn & Earn

We have partnered with trusted & emerging projects to offer an easy way to learn about cryptocurrency, earning crypto assets as a reward. Read, watch, take quizzes, and receive bonuses and every lesson you pass. The easiest way to start generating crypto rewards is through SimplyGyaan.

Simply Gyaan
Governance Token
GYAAN ECOSYSTEM TOKENS

GYDAO - GOVERNANCE TOKEN

  • Symbol

    GYDAO

  • Total Supply

    1 BILLION

  • Public Token Sale will be held on reputed CEX & DEX in Q2 2024
00

Seed & Private Token Sale

100,000,000 tokens
00

Public Token Sale

200,000,000 tokens
00

Team

110,000,000 tokens
0

Airdrop/Bounty

50,000,000 tokens
00

Partners & Advisors

100,000,000 tokens
00

DAO Reserves/Liquidity Pools/ Staking Rewards

440,000,000 tokens
Governance Token
Token Sale

GYAAN - UTILITY TOKEN

  • Symbol

    GYAAN

  • Total Supply & Max Supply

    10 BILLION

0

Seed/Private Sale

500,000,000 tokens
00

Pre/Public Sale

2,000,000,000 tokens
00

Team

1,000,000,000 tokens
00

Airdrop/Referrals

1,000,000,000 tokens
0

Partners/Advisors

500,000,000 tokens
00

Staking & Ecosystem Rewards/LPool

5,000,000,000 tokens
  • Public Token Sale will be held in 2025
Token Sale
Roadmap
Gyaan Roadmap

Our Roadmap

2022

Q3/Q4

Registered Gyaan Labs
Boarding of Team members
Research on Web 3.0 Use Cases

2023

Q1/Q2

Roadmap of Ecosystem Offerings
SEIS - United Kingdom is Approved
GyaanPad Website v1.0 is launched

2023

Q3/Q4

Bootstrap Funded for Prototypes
Prototype of Gyaan Loans
GYDAO Private Token Sale started

2024

Q1/Q2

Prototype of Gyaan Passport
Prototype of GyaanPay
GYDAO Private Sale completed
Pre-Seed Funding Campaign Launched
Boarding of Partners & Advisors



2024

Q3/Q4

GYDAO Public & IDO Token Sale
GYDAO CEX & DEX Listing
MVP of Gyaan Passport
MVP of GyaanPay
GYDAO Staking Pools
Prototype of Gyaan Nodes



2025

Q1/Q2

MVP of Gyaan Loans
MVP of Gyaan Nodes
Gyaan Loans Liquidity Pools
GYAAN Private Token Sale
Gyaan Nodes Sale

2025

Q3/Q4

GYAAN Public & IDO Token Sale
GYAAN CEX & DEX Listing
Gyaan Passport goes Live
Gyaan Loans goes Live

2026

Q1/Q2

GyaanPay is live
Platform crosses 10K users/month
MVP of GyaanBAAS
MVP of Simply Gyaan


Roadmap
team

Research & Development Team

Gyaan has assembled a world class team of Individuals and each one has 20+ years of experience in Information Technology.

team
Partners
Our Ecosystem Partners

Partnered with Innovative Leaders Globally

And we’re just getting started.

Partners
FAQ
Gyaan FAQ

Frequently Asked Questions

Get answers to our most commonly asked questions about Aegis.
Please check this guide before contacting us.

What is Gyaan?

Gyaan is a collective, a foundation, an ecosystem of decentralized products & services which are designed to solve the real-world economic problems using the Blockchain & Artificial Intelligence. Gyaan is building a complete ecosystem to help users around the world to borrow & lend for educational purposes.

How can a user participate in the token sale ?

User can buy both GYDAO & GYAAN token from GyaanPad, a multi-chain launchpad of Gyaan Ecosystem.

Please follow the link below.

https://www.gyaanpad.com/ 

Who can borrow & lend on Gyaan ?

Users from around the world can borrow & lend on Gyaan Platform.

Where is Gyaan based?

Gyaan Ecosystem is registered as “Gyaan Labs” in United Kingdom.

How can I get involved?

There are many ways to be part of the Gyaan Ecosystem.

  1. As a lender you can choose and directly lend to prospective borrowers and earn fixed interest rates from them.
  2. As a borrower you can borrow funds for all types of educational courses and pay interest amount as per the deal you agreed with the lender.
  3. As a participant you can add your funds to the Liquidity Pools for continuous, secured and dedicated income.
  4. You can buy, trade and HODL both GYAAN & GYDAO tokens.
  5. As a participant you can Stake both GYAAN & GYDAO for staking rewards.
  6. GYDAO is a Governance Token, you can participate & Vote in Governance of Gyaan Ecosystem.

Why the name Gyaan?

Gyaan is a sanskrit word,  which means deep knowledge or true knowledge and is pronounced: ”ɡja n”.

FAQ